Recently, there has been a surge in online scams, particularly targeting senior citizens. Many unsuspecting victims have lost their hard-earned money due to fraudsters who are operating scams via calls and messages. This article is dedicated to those who recently lost their hard-earned income and were the victims. A recent incident sheds light on common online scams, which offer tips on how to stay safe. It was a regular morning when a senior citizen from Noida, a woman in her 60s, fell victim to a money transfer scam. The caller who posed as a client to her husband persuaded her to transfer nearly Rs 50,000. She received several transaction SMS on her phone, and the caller convinced her that he transferred her the money by mistake, and she may transfer him back. Believing the words of the caller who knew her husband’s name she started to transfer the amount, but by the time her neighbour intervened, the transfer was complete by her, and the scammer’s phone number was deactivated. Scammers often use urgency and false familiarity to manipulate their victims. By making urgent and quick decisions they trap the elderly people. Incidents like this are becoming more frequent, affecting so many people from all age groups. Social media is flooded with several videos showcasing how scammers are making calls and following a set pattern to fool internet banking users. Scammers exploit technology, social engineering and emotional manipulation to trick victims. Here are some of the most common scams which have been affecting the people of India: The rise in digital transactions and the increasing comfort of older adults with online services may make them easy targets for such scams. One has to stay vigilant in today’s time if you are using online banking. Here are some practical safety measures which could be taken to protect yourself and your loved ones from losing money: Awareness and caution are your best defence against falling victim to online scams. If you or someone you who has fallen prey to an online scam, taking quick action can mitigate the damage: Acting quickly can make a difference in recovering lost funds and preventing further misuse. Remember, it’s always better to be safe than sorry when it comes to financial transactions. ALSO READ: Amazon and Flipkart sales: Here’s a list of smartphones under Rs 15,000 to buy ALSO READ: Do you know, that Ratan Tata helped BSNL with Rs 15,000 crore: Here’s why None
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